It had to happen. Now we send people to jail, not for what they’ve done, but for what they might do in the future.
Unless of course you’re C-level at a too-big-too-fail bank. Then you can money-launder drug money, sell worthless mortgages, commit fraud, and not only get off scot-free to, utterly predictably (and not just because you live in the wrong zip code) do it again, but get a huge bonus as a result. Probably have politicians come to your house to seek your approval.